Top 6 Best Cashback cards

Want to earn cashback on every spend? Here are the best credit cards for shopping, bills, dining, travel, and everyday expenses.

#1

HSBC Live+ Credit Card

• High cashback card with 10% cashback on dining, groceries & food delivery
• 1.5% unlimited cashback on most other spends
• ₹999 annual fee waived on ₹2L yearly spend

#2

Kiwi RuPay Credit Card

• UPI-focused credit card with cashback on scan & pay transactions
• Lifetime free card with rewards in form of “Kiwis” (1 Kiwi = ₹0.25)
• Base cashback ~1.5% on UPI spends, with potential up to 5% (via Neon membership)

#3

Axis Cashback Credit Card

• Tier-based cashback card offering 2% → 7% on online spends
• Higher spending unlocks higher cashback slabs (max ₹4,000/month)
• Best suited for users spending ₹40K+ monthly online

#4

SBI Cashback Credit Card (Revised)

• Pure cashback card with 5% online + 1% offline rewards
• No reward points system → direct cashback (simple & transparent)
• High earning potential with ₹2,000/month cap per category

#5

Airtel Axis Bank Credit Card (Revised)

• High cashback card focused on Airtel recharges and utility payments
• Offers up to 25% cashback, but linked to base spending (new dynamic cap system)
• Best used as a secondary card along with another cashback card

#6

Swiggy BLCK HDFC Bank Credit Card

• Premium cashback card designed for high spenders
• Earn 10% (Swiggy) + 5% (online) + 1% (others) with separate monthly caps
• High earning potential up to ₹4,000/month cashback